Thursday, October 29, 2015

Legal Claims For Sports Injuries

Sports-related injuries, TBI lawyers and injury claims
Sports are a significant part of American culture. From local little league and high school sporting events to professional organizations like the National Football League (NFL) and Major League Baseball (MLB), sports are a recurring theme in our collective experience as Americans.

Although sports can be a fun way to exercise and build cooperation and leadership skills, they also come with an inherent risk of physical injury. Some sports, like football, pose a greater chance of injury to players because of the contact involved in game play. Other sports, like swimming, pose much less of an injury risk because there is no contact between opposing teams. However, there is no sport where a player has no chance of being injured. If you or your child are involved in sports, always be sure to take the necessary safety precautions for your particular sport.

If you or your child have suffered a sports-related injury1 caused by another party's recklessness or negligence, you could have grounds for a sports injury claim. Generally, athletes have to sign release forms acknowledging the risks of their sport and taking responsibility for them before joining a team or a gym. However, there are ways that an individual can be injured through no fault of his or her own.2 Unsafe or poorly-maintained equipment can lead to an injury as can insufficient safety gear provided to school athletes. If you feel that another party's recklessness or negligence, rather than the nature of the sport, led to your or your child's injury, contact an experienced personal injury attorney soon after receiving adequate medical care for the injury. A personal injury attorney can determine if you have grounds for a claim and if so, provide you with the legal guidance and representation you need to pursue monetary compensation for your damages.

Examples of Sports Injuries
Sports injuries range from fairly minor issues that only require a short period of rest to recover to life altering. In some cases, athletes die as a result of the injuries they sustain when playing sports. Examples of sports injuries3 include:

·         Broken bones;
·         Sprains;
·         Strains;
·         Concussions;
·         Dislocations;
·         Bruising;
·         Scarring;
·         Muscle swelling

Other complications that an individual can face as a result of a sports injury can include paralysis, paresis, and brain damage. These complications can often be prevented through immediate medical attention. If you or your child are injured while playing a sport or engaging in any other type of physical activity, seek medical care immediately.

Filing a Sports Injury Claim
As a claimant, you can potentially seek compensation for the following through your sports injury claim:

·         Medical expenses. This can include disability aids, such as a motorized scooter during your recovery;
·         Lost wages from time spent out of work to recover;
·         Pain and suffering. This refers to your intangible expenses, such as the need for psychological counseling following an accident.

After receiving medical care, contact an experienced personal injury attorney to determine how to proceed with your claim. You will need to provide evidence for your claim, which can include any type of documentation that shows how the negligent party caused your injury and you suffered significant expenses because of the injury.

Proving that your sports injury was caused by another party's recklessness or negligence can be more difficult than proving other types of personal injury claim because it is so easy to be injured while playing sports. Examples of cases where a claimant's injury was clearly due to another party's negligence or recklessness include cases like:

·         A football player suffering an injury after an opponent punched him during a tackle.
·         A soccer player suffering an injury after tripping in an unmarked hole in the playing field.
·         A swimmer suffering from a bacterial infection after swimming in a pool that was not properly chlorinated.

 

Schedule a free consultation with a St. Petersburg Personal Injury Attorney

If you or your child have suffered from a sports injury, contact Dolman Law Group today to begin discussing your personal injury claim during your initial legal consultation with our firm. We are here to provide you with the guidance you need to get the money you deserve. Do not wait to contact us – in Florida, the statute of limitations for a personal injury claim4 is four years from the date it occurred, regardless of whether the victim is an adult or a minor. Please call today at 727-222-6922 for a free consultation.

Dolman Law Group
1663 1St Ave S.
St. Petersburg, FL33712
(727) 222-6922


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Tuesday, October 20, 2015

Insurance Carrier Bad Faith Claims

Insurance Carrier's Bad Faith Claims - Explained by St Petersburg FL Personal Injury Lawyer
When an insurance company needlessly delays or denies a legitimate claim, it is known as acting in bad faith. Bad faith1 can cost claimants tens of thousands of dollars and more, leaving them suffering from their injuries as they wait for the compensation they need to recover. Fortunately, wronged injury victims have legal recourse for issues of bad faith: insurance carrier bad faith claims.

A bad faith claim is a way for an individual to seek compensation for the economic damages he or she lost as a result of an insurance carrier's bad faith practices. It can often be difficult to determine the difference between bad faith and good faith practices, especially to those who are not familiar with how insurance claims and policies work. Essentially, good faith practices are those that align with the insurance company's values and promises to its policyholders. Standard practices such as conducting full investigations, requiring claimants to provide sufficient evidence for their claims, and working with objective experts to appropriately value claims are all examples of good faith practices. Bad faith practices, on the other hand, are practices done solely for the insurance company's profit with no regard for the policyholder's needs.

If you feel you have suffered because of bad faith behavior on the part of an insurance carrier after suffering an injury, contact an experienced personal injury attorney to discuss the possibility of filing a bad faith claim. Your attorney will examine your case to determine whether you have been a victim of a bad faith practice and if so, determine how you can proceed with your bad faith claim.

Examples of Insurance Carrier Bad Faith
Any action that deliberately attempts to minimize or dismiss a policyholder's claim without a full, fair investigation is considered to be an action committed in bad faith. Examples of bad faith actions include the following:

·         Improperly filling out the paperwork for a claim, resulting in a delayed or denied claim.
·         Claiming to have never received a claimant's claim information despite his or her sending it to the company.
·         Losing a claimant's information.
·         Paying a claimant only partial benefits for his or her claim despite that claimant's policy stating he or she is entitled to receive full benefits.
·         Hiring experts to side with the insurance company while evaluating claims, rather than providing an objective evaluation, in an attempt to justify a lower settlement or denied claim.
·         Failing to conduct a full investigation for a claim.
·         Giving a claimant the wrong information about his or her policy and what he or she is entitled to receive for his or her claim. For example, neglecting to tell a policy-holder about the extent of his or her coverage.
·         Requiring a claimant to provide an unreasonable level of documentation for his or her claim.
·         Failing to provide the services that the company claims to provide in its marketing materials or other discussions with the policyholder.
·         In Florida, violating one of the state laws2 regarding insurance company rates and contracts.

Insurance providers have the obligation to provide their customers with financial protection from unexpected costs that would otherwise be too expensive for the insured to pay without help. Although insurance companies are businesses and thus in business to make profits, failing to meet their promises to their customers for the sake of increased profit is unethical and grounds for a bad faith claim.

If you are a victim of bad faith
Contact a supervisor at your insurance company and explain your experience to him or her. If the company does not resolve the issue internally, contact an experienced insurance attorney to discuss the possibility of filing a claim with the Florida Office of Insurance Regulation.3

If you decide to file an appeal with the state regulatory office, you will need to provide documentation of your accident and your interaction with the insurance provider. The office then reviews your claim and determines a fair settlement.

Contact a St. Petersburg, Florida personal injury attorney today
Work with an insurance attorney you can trust by working with a member of Dolman Law Group. We are an experienced St. Petersburg personal injury firm who can guide you through every step of the personal injury claim process, including how to work with your insurance provider, so please call today at 727-222-6922.

Dolman Law Group
1663 1St Ave S.
St. Petersburg, FL33712
(727) 222-6922


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